Commercial Real Estate Loan Programs
We specialize in commercial real estate loan programs specific to your goals. We offer flexible options for investors, property owners, and business professionals. We offer fast approvals and personalized solutions. Get started today!
Get started with our full suite of loan programs below. Not sure which is right for you? Contact our team for a free, no-obligation consultation.
At Star Fund LLC, we make commercial real estate financing simple, flexible, and accessible no matter your background or investment goals. That’s why we offer a full spectrum of commercial real estate loan programs from traditional mortgages to creative financing options for buyers and businesses in all situations. Explore our loan programs below. Whatever your goals, we have the right solution to help you succeed.
Explore Our Loan Programs
Jumbo Loans
Larger loan amounts for luxury, multi-family, and high-value properties. Ideal for buyers needing more than standard limits.
Bank Statement Mortgages
Qualify using bank statements instead of tax returns, perfect for self-employed borrowers or business owners.
Non-QM Mortgages
Flexible financing for those who don’t fit traditional guidelines. Great for investors, entrepreneurs, or unique scenarios.
DSCR Mortgages
Investment property loans based on cash flow, not personal income. Fast approval for rental property investors.
Private Lending
Short-term, asset-based financing for quick deals and special situations. Less documentation, rapid closings.
Condo Mortgage Loans
Loans for purchasing or refinancing condominiums, including specialized condo project approvals.
Warrantable Condo Mortgages
Loans for condos that meet Fannie Mae/Freddie Mac standards. Lower rates, easy qualification.
Non-Warrantable Condo Mortgages
Financing for condos that don’t fit agency guidelines. More flexible, designed for unique buildings.
Hard Money Mortgages
Fast, flexible funding for real estate investors—ideal for fix-and-flip, bridge, and non-traditional properties.
Foreign National Mortgages
Specialized loans for non-U.S. citizens investing in U.S. real estate. Minimal documentation, fast decisions.
No Ratio Mortgages
No income or debt ratio requirements. Qualify based on down payment and property value.
Profit and Loss Only Mortgages
Use your business’s P&L statements to qualify—no tax returns or W-2s needed. Ideal for entrepreneurs.
Commercial Mortgages
Flexible financing for office, retail, industrial, and mixed-use properties. Designed for business growth.
Multifamily Mortgages
Loans for apartment buildings and multi-unit properties. Competitive terms for investors and developers.
Construction Mortgages
Finance ground-up construction, renovations, or major property improvements. Staged funding as you build.
Vacant Land Mortgages
Loans to purchase or refinance undeveloped land, with options for residential or commercial projects.
Loan Programs Comparison
| Program | Min Loan | Down Payment | Min Credit | Docs Needed | Speed to Close | Best For | |||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jumbo Loans | $1M+ | 25%+ | 700+ | Full/Alt | 30-45 days | Luxury, Residential Investment | |||||||||||||||||
| Hard Money Mortgages | $100,000+ | 40%+ | Flexible | Minimal | 5-14 days | Fast closings, Fix & Flip | |||||||||||||||||
| DSCR Mortgages | $150,000+ | 20%+ | 620+ | Property-based | 2-3 weeks | Rental Property Investors | |||||||||||||||||
| Bank Statement Loans | $150,000+ | 20%+ | 680+ | 12-24 mos bank stmts | 21-30 days | Self-Employed Borrowers | |||||||||||||||||
| Foreign National Loans | $150,000+ | 35%+ | ------ | Passport, Foreign ID | 2-4 weeks | Non-US Resident Investors | |||||||||||||||||
| Stated Income | $100,000+ | 25%+ | 650+ | Credit & Asset | 2-4 Weeks | Resident US Citizen Foreign National |
How It Works
Getting Started is Simple
- Choose your loan program
- Connect with our expert/for a personalized assessment
- Submit documents & get approved often in days, not weeks
- Close and fund your deal
Why Star Fund LLC?
Over $350 Million Funded Since 1996
Dozens of Loan Types for All Credit Profiles
Miami & National Expertise
Fast Approvals—Deals Closed in as Little as 7 Days
What Our Customers Experience
Truly the best! Couldn’t ask for an easier process they really know their stuff! Recommend Star Fund 100%! Very nice very professional and very knowledgeable! Made me feel like family!
Why Our Commercial Real Estate Loan Programs Work for Investors
At Star Fund, we don’t believe in one-size-fits-all lending. Every investor has a different story, and that’s exactly why our commercial real estate loan programs are built with flexibility at their core. Maybe you’re acquiring your first mixed-use property, or you’ve done dozens of deals and need a creative solution to move quickly. Either way, you’ll get straight talk, clear options, and a partner that understands the market.
We’ve been helping clients close deals since 1996—not just in South Florida, but nationwide. Over the years, we’ve learned that real estate lending isn’t just about numbers. It’s about timing. It’s about strategy. And most of all, it’s about people. If you’re looking for a team that treats your deal like it matters (because it does), you’re in the right place.
Let’s help you find a loan program that works for the real world—not just on paper.
With so many commercial real estate loan programs available today, finding the right one can feel overwhelming. That’s where our experienced team with 30 years experience comes in—we help simplify the process and guide you every step of the way.